Your online credit,
simple and now

We use smart algorithms and Artificial Intelligence to find your ideal credit.

A credit perfect for you

Why choose Now.credit?

Free and fast

Free credit simulator. In a few seconds we’ll show you personalised offers so you can get your financing.

Smart algorithm

We use smart algorithms to analyse your credit profile and connect you with the best offers on the market.

Artificial Intelligence

At Now.credit we use the latest technologies to offer a free, personalised and fast service.

Free loan comparison tool

Now.credit works as a free loan comparison tool. The service is completely free and gives you access to multiple loan offers in a few minutes. You just have to complete a form with basic information about the amount you need, the repayment term and some personal details. From there, our system does all the work for you. Find your financing now!

Smart algorithms

Behind every recommendation is the power of smart algorithms, which analyse the data you provide and compare it with thousands of loan options available on the market. This makes it possible to find the best offer for you, taking into account factors such as your credit history, the amount requested and the desired repayment term.

Artificial Intelligence

Thanks to AI, our platform can analyse large amounts of data in real time and ensure you access the best loan options. AI also lets us offer a more efficient service, responding to your needs quickly and accurately. We don’t just compare interest rates; we also consider other factors such as your income, your ability to pay and your credit history, to offer you the best possible conditions.

We use technology so you can find your ideal credit now…

When you need a loan, ideally you want clarity about the conditions, interest rates and the monthly amount you’ll pay before committing. With our online loan simulator, you can do exactly that: explore the different options available to you and get a clear picture of what your loan would look like, all from home, quickly and easily. Best of all, our simulator uses advanced technology to analyse your data, offering you the best options for your financial profile. That way you not only save time, you also find the most suitable conditions for you.

FAQS

Frequently asked questions

A loan simulator is an online tool that lets you calculate and view the conditions of a loan before formally applying. The simulator lets you adjust variables such as the loan amount or repayment period and, based on this data, shows you different options so you can compare them easily. It’s the fastest and most effective way to get a clear idea of what your loan would look like without committing to any provider yet. That way you can plan better and avoid surprises!

Using a credit comparison tool like ours has many advantages. The first and most important is saving time. Instead of going from lender to lender asking for information or visiting dozens of websites, with a single form you access multiple loan offers tailored to you. In addition, our comparison tool uses advanced technology to show you the most competitive and suitable options for your profile. This way, you can be sure you’re choosing the best offer, both in terms of interest rates and repayment terms. Finally, with all the offers gathered in one place, it’s much easier to compare the conditions and make an informed decision.

Yes, absolutely. Using our loan comparison tool is completely free for you. There are no hidden charges or fees for using our platform. Our goal is to help you find the best financing options at no extra cost.

With our platform, you can access a wide range of loans adapted to different needs from €100 to €60,000. Whether you’re looking for a loan for home improvements, buying a car, financing a holiday, buying furniture or even consolidating debts, we have options for you.

The answer is yes, although the options may be more limited. On our platform, some lenders are willing to offer financing even if you’re on a default register such as ASNEF, as long as you meet certain requirements.