USE OF COOKIES
On this Website, https://www.now.credit (hereinafter, the “Website”), we use cookies or other tracking tools to collect information about how users use the Website.
WHAT IS A COOKIE?
A cookie is a file installed in the browser of your device (computer, mobile, etc.) in order to store and retrieve data. Cookies can have many purposes depending on how they are configured: for example, saving preferences, collecting usage statistics or enabling technical features, among others.
WHO IS RESPONSIBLE?
The controller of the information collected through cookies is: ONDARA CAPITAL, S.L., Tax ID B67229757, postal address: C/Muntaner, 354, 4º 2ª, 08021, Barcelona, email: hello@now.credit
If you have any questions about the use of cookies, please email hello@now.credit and we will reply as soon as possible.
WHAT DATA IS COLLECTED THROUGH COOKIES?
When you access the Website, even if you have not registered, the following information is collected through cookies:
Device information: While you use the Website, we collect information about the mobile device from which you access it. The information we obtain is the device model, operating system and version, unique device identifier and network.
Information about your location: We also obtain the IP address, time zone and mobile service provider, where applicable, which allows us to obtain a general location.
User browsing information: We collect information about how you use the Website. Specifically, frequency of use, the sections you visit, use of specific features, etc.
WHAT TYPES OF COOKIES ARE THERE?
Depending on their purpose, cookies can be classified as follows:
-Technical cookies: These cookies are strictly necessary to browse the Website and enable basic functions such as moving from one section to another. They handle technical aspects such as identifying profiles or sessions and managing tool preferences in the use, interaction and location of access to content. Also included in this category, due to their technical nature, are cookies that allow the most efficient management possible of the advertising spaces included on the Website, without collecting user information for other purposes, such as personalising that advertising or other content.
-Statistical cookies: These cookies measure and collect statistical information about the user’s use of the Website, such as time spent on it, number of visits or content viewed. This information helps us understand how users interact with the Website, evaluate its performance and which pages or sections are most or least visited, including quantifying the impact of ads on the Website (where applicable). With this information, errors can be fixed and the design of the Website or the content offered through it can be improved.
-Preference or personalisation cookies: Preference cookies allow the Website to remember user information so that they access the service with certain features that may differentiate their experience from that of other users. For example, their preferred language or the region from which they access it, the number of results to display when the user performs a search, or the appearance or content of the service depending on the type of device used.
-Behavioural advertising cookies: These cookies allow the management of any advertising spaces included on the Website. However, the advertising spaces are managed based on the user’s browsing profile. These cookies store information about users’ browsing obtained through continuous observation of their browsing habits, developing a specific user profile, so that the ads shown in these spaces are personalised according to those habits.
Depending on the entity that manages them:
-First-party cookies: are those sent to the user’s device from a computer or domain managed by the Website controller, in this case now.credit, and from which the service requested by the user is provided.
Third-party cookies: are those sent to the user’s device from a computer or domain not managed by the Website controller, but by another entity that processes the data obtained through the cookies. For full information on third-party cookies: https://policies.google.com/technologies/partner-sites
Depending on how long they remain active:
Depending on how long they remain active on the device, we can distinguish:
-Session cookies: They are designed to collect and store data while the user is browsing the Website and are deactivated when browsing ends.
-Persistent cookies: These store data that can be accessed and processed for a period defined by the cookie’s controller, ranging from a few minutes to several years.
WHAT IS THE LEGAL BASIS THAT ALLOWS US TO PROCESS YOUR DATA THROUGH COOKIES? ARE THEY MANDATORY?
The information we collect through cookies and other tracking devices is based on your consent, which we request when you access the Website through an information pop-up.
In this regard, you can withdraw your consent at any time as explained in section 8.
Technical cookies cannot be disabled, as otherwise the correct operation of the Website would be compromised. They are generally only set in response to actions you take when requesting services from us, such as setting your cookie preferences, logging in or completing forms. If you reject them you can continue to use our Website, but you may experience difficulties with its navigation and operation and may not be able to access certain features. Disabling them may therefore limit the use of some of the Website’s services and make your experience less satisfactory.
WHO DO WE SHARE YOUR PERSONAL INFORMATION WITH? ARE THERE INTERNATIONAL DATA TRANSFERS?
We use some third-party cookies, which are cookies collected and managed by a third party, so those entities will receive your personal data collected through the cookies for the purposes indicated for each cookie. These cookies are listed in the table in section 4 as “Third-party cookies”. The table identifies the third party managing each cookie and provides a link to its terms.
You can find out about any transfers to third countries made by the third parties identified in this cookie policy in their respective policies (see the links provided in the “First-party/Third-party cookies” section of the table in section 4).
