What loans will you find at Now.credit?

Now.credit is a credit comparison tool online that uses smart algorithms and artificial intelligence to find the perfect loan for you.

What makes Now.credit different?

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Artificial Intelligence

Fill in the form with your details and you’ll be able to access the best offers from our partner brands. Free and with no obligation.

Loans from €100 to €60,000

On our platform you have access to a wide range of loans from €100 to €60,000. Whether you need money for a small purchase or a large project, with a single form you can receive multiple offers tailored to your needs and financial profile. We use advanced technology, such as smart algorithms and artificial intelligence, to analyse your profile and offer you the best loan options based on your specific needs.

Home improvement loans

If you’re planning home improvements, whether to renovate a kitchen, add an extra room or improve your home’s energy efficiency, our home improvement loans will let you finance these improvements hassle-free. With our tools, you can find different financing options to help you cover renovation costs and pay in instalments that suit your financial capacity.

Loans for furniture and appliances

We know that furnishing your home or upgrading your appliances can involve a very high outlay. If you need to renovate your living room, buy a new fridge or upgrade your tech equipment, our furniture and appliance loans can help. The Now.credit platform and its technologies will let you find the best conditions to finance those purchases — and enjoy more!

Travel loans

Dreaming of an unforgettable holiday? Whether you want a family trip, a romantic getaway or an adventure holiday, we can help you find loans to finance your trip. With our technology tools, you can find the best credit option for your budget, so you can enjoy your adventure without financial worries.

Loans for young people

Young people often have specific financial needs, such as paying for studies, buying their first car or covering small unexpected expenses. We offer loans tailored to young people, with flexible, affordable conditions, designed to support their first steps in financial life.

Loans for families

Families have unique financial needs, whether to cover unexpected expenses, plan long-term projects or meet daily needs. Our family loans are designed to give them flexibility and financial security. From buying a family car to planning your dream holiday, our technology analyses your profile and presents the best offers available.

Motorbike loans

Would you like to buy a new or second-hand motorbike? If mobility is important to you and you need financing to buy a motorbike, we can help. Motorbike loans offer you amounts and terms adjusted to your ability to pay. Our smart system selects the best financing options so you can enjoy your new motorbike as soon as possible.

Car loans

If you’re looking for a loan to buy a new or used car, you’ve come to the right place. Our platform lets you compare different financing options, guaranteeing you find the best offer for your budget. Thanks to our artificial intelligence-based technology, we can identify the most suitable offer for you, whether a short- or long-term loan, with the best interest rates.

Wedding loans

Organising a wedding can be an exciting project, but it can also require a significant investment. If you’re looking for a loan to help you cover your wedding costs, such as the reception, music, decoration or dress, we help you find the best financing options. With our platform, you’ll have access to multiple credit offers that fit your needs, so you can focus on enjoying your big day.

Loans to solve problems

Sometimes unforeseen situations arise that require a fast financial solution. Whether you’re facing legal costs, accumulated debts or the need to accept an inheritance, we have the perfect solution for you. At now.credit we use the latest technologies to find the best credits quickly and easily. Fill in our form to access personalised offers that will let you solve any problem you face.

Inheritance acceptance loans

Accepting an inheritance can come with certain costs, such as taxes, lawyers or settling assets. Our inheritance acceptance loans are designed to help you cover these costs efficiently. With our platform, you can find flexible, personalised financing that lets you manage these expenses hassle-free.

Debt consolidation loans

If you have several debts with different creditors and feel overwhelmed by payments, a debt consolidation loan may be the ideal solution. This type of loan lets you combine all your debts into one, making payments easier to manage and reducing the interest burden. With our advanced tools, we help you find the option that best fits your financial situation, so you can reorganise your debts effectively.

Loans to avoid repossession

When a difficult financial situation threatens to end in repossession, it’s crucial to find a fast, effective solution. Our loans to avoid repossession are designed to help you get out of this kind of financial trouble. These loans offer a viable alternative so you can pay off outstanding debts before legal action progresses and affects your assets. Avoid the seizure of your property!

Urgent loans

Financial emergencies can arise at any time, and when they do, you need a fast and efficient solution. For those moments when you can’t wait, our urgent loans offer you a fast way to get the money you need as quickly as possible. Just complete a form and our smart system will analyse your profile and present you with the best offers available in a matter of seconds.

Loans for the self-employed and businesses

The self-employed and business owners also need financing at key moments, whether to grow their business, cover operating expenses or invest in new projects. On our platform, we understand the financial needs of freelancers and businesses, which is why we offer personalised financing options adapted to each case.

Business loans

If you’re starting a business or need to invest in expanding an existing one, our business loans give you access to the funds you need to grow. From buying machinery to hiring staff, we can help you find the best financing offers to suit your business goals. Our artificial intelligence analyses your profile to offer you financial solutions on advantageous terms.

Company loans

Companies, regardless of size, may need financing for key projects to maintain operations or expand into new markets. Our company loans are designed to offer conditions adapted to the specific needs of each company, providing access to the necessary funds quickly and efficiently.

Loans for the self-employed

If you’re self-employed, we know your financial situation may differ from that of a salaried employee. That’s why we offer loans for the self-employed that adapt to your circumstances and let you maintain your cash flow or invest in your business. Whether you need to finance a one-off project or cover operating expenses, our advanced technology will offer you the best credit options.

FAQS

Frequently asked questions

A loan simulator is an online tool that lets you calculate and view the conditions of a loan before formally applying. The simulator lets you adjust variables such as the loan amount or repayment period and, based on this data, shows you different options so you can compare them easily. It’s the fastest and most effective way to get a clear idea of what your loan would look like without committing to any provider yet. That way you can plan better and avoid surprises!

Using a credit comparison tool like ours has many advantages. The first and most important is saving time. Instead of going from lender to lender asking for information or visiting dozens of websites, with a single form you access multiple loan offers tailored to you. In addition, our comparison tool uses advanced technology to show you the most competitive and suitable options for your profile. This way, you can be sure you’re choosing the best offer, both in terms of interest rates and repayment terms. Finally, with all the offers gathered in one place, it’s much easier to compare the conditions and make an informed decision.

Yes, absolutely. Using our loan comparison tool is completely free for you. There are no hidden charges or fees for using our platform. Our goal is to help you find the best financing options at no extra cost.

With our platform, you can access a wide range of loans adapted to different needs from €100 to €60,000. Whether you’re looking for a loan for home improvements, buying a car, financing a holiday, buying furniture or even consolidating debts, we have options for you.

The answer is yes, although the options may be more limited. On our platform, some lenders are willing to offer financing even if you’re on a default register such as ASNEF, as long as you meet certain requirements.